Video Categories:

• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• General

Chapter 7 Bankruptcy:

• Got Debt? Eliminate It With Help from San Diego BK Lawyer
  

  http://www.SOUTHBAYBANKRUPTCY.COM Do you constantly think about your unpaid medical bills and credit card debt? If so, you should watch this video as there may be a better solution to getting out of debt. San Diego bankruptcy lawyer Kerry Denton explains in this video options to eliminate your debt.

   

  Many people in Southern California have been hit hard with mounting bills and debt after a job loss or a medical emergency. If you have medical bills, credit card debt, and other unsecured debt, you should consider a Chapter 7 bankruptcy. A Chapter 7 will not help you eliminate your car or house payments, but it will help you get rid of your credit card debt and certain other unsecured debt.  At Southbay Bankruptcy, about half of our clients are going through Chapter 7 BK to eliminate their debt faster. We have been able to help discharge their typical type of unsecured debt within 90 days.

   

  If you want to eliminate your debt, you should call our knowledgeable Chula Vista bankruptcy lawyers today at 888-478-0168 to schedule your free legal consultation and get your questions answered. For more information about Chapter 7 bankruptcy, you can visit our website at http://www.SOUTHBAYBANKRUPTCY.COM to read our informative articles, frequently asked questions, and other available resources.

Chapter 13 Bankruptcy:

• Want Mortgage Relief? San Diego BK Attorney Has Your Answers
  

  http://www.SOUTHBAYBANKRUPTCY.COM Worrying about your debt and how to make your mortgage payments can keep you up at night- it leads to a world of stress. You may have many questions about whether a foreclosure or bankruptcy is right for you.  San Diego bankruptcy attorney Kerry Denton, of Southbay Bankruptcy, has your answers in this video. Watch to learn more.

   

  If you live in Southern California, you probably have seen foreclosed homes on your street or know of someone who went through a foreclosure. The housing market in Southern California was really hit hard, but sometimes a foreclosure isn't the best decision. If you are behind in your mortgage and your home is in danger of foreclosure, Chapter 13 allows for lien stripping.  A Chapter 13 BK will eliminate your second mortgage, which can give you relief and let you stay in your house.

   

  For more information on foreclosures and bankruptcy, you should talk to a skilled Chula Vista bankruptcy lawyer to find out which plan is better for your specific situation. Call the Law Offices of Kerry Denton today for a free legal consultation and to learn more about a Chapter 13 bankruptcy. Call 888-478-0168 or visit our website http://www.SOUTHBAYBANKRUPTCY.COM to view our articles, frequently asked questions, and other informative resources.

• San Diego BK Attorney Helps Stop Your Foreclosure With Ch 13
  

  http://www.SOUTHBAYBANKRUPTCY.COM You may have been up countless nights worrying about how to stop your foreclosure and trying to figure out if there is anything you can do to prevent it. In this video, watch San Diego bankruptcy attorney Kerry Denton as he explains options for foreclosure.

   

  If you are behind on your mortgage and do not have a rich aunt to bail you out, there is really no other way for you to catch up on your past-due amounts.  If you want to stay in your home, then Chapter 13 is for you. A Chapter 13 bankruptcy will allow you to take your past-due amounts on your first mortgage and pay it over five years. If you have a second mortgage, you are able to eliminate it with lien stripping under a Chapter 13 BK. To stop your foreclosure, consider a Chapter 13 as your best alternative.

   

  The Law Offices of Kerry Denton will provide you with a free legal consultation to answer your questions and to see what program you may qualify for.  For more information about a Chapter 13, call a knowledgeable Chula Vista bankruptcy lawyer at 888-478-0168. You can also visit our website http://www.SOUTHBAYBANKRUPTCY.COM to read our frequently asked questions and other educational information that may help you make a decision during this difficult time.

• Avoid Foreclosure With Chapter 13 Says San Diego BK Lawyer
  

  http://www.SOUTHBAYBANKRUPTCY.COM Are you past due on your mortgage in Southern California and wondering what to expect? Relieve some of your stress and fear by watching this video as Chula Vista bankruptcy attorney Kerry Denton explains more about the foreclosure process and options to save your home.

   

  If you are about three months past due on your mortgage, you will receive a notice of default, which is a warning from your lender that you are in default on your note.  This warning gives you 90 days to catch up on your past-due amounts. If by the end of that 90-day period you are not caught up with your payments, your lender will file a notice of trustee sale to foreclose on your home. You may be able to save your home by filing a Chapter 13 bankruptcy. If you delay in filing for bankruptcy, it may become too late to save your home.

   

  Consider calling a skilled San Diego bankruptcy lawyer between the time you get your notice of default and before you get your notice of trustee sale date. The Law Offices of Kerry Denton may be able to help you avoid foreclosure and save your home. Call today at 888-478-0168 to schedule a free consultation, and read our informative articles and other helpful resources on our website at http://www.SOUTHBAYBANKRUPTCY.COM.

General:

• Know Your Debt Relief Options Says Chula Vista BK Attorney
  

  http://www.SOUTHBAYBANKRUPTCY.COM Many people wait until it's too late to discover their debt and mortgage relief options. Chula Vista bankruptcy attorney Kerry Denton does not want that to be you. He explains how he can help you, give you options, and get a plan together before it is too late. Watch this video to learn more.

   

  The sooner that you find out your debt relief options, the better! Although it may be hard to take that first step in getting help, it is better for your financial and mental health in the long run. Instead of laying awake at night worrying about what you are going to do with your mortgage, consult with a bankruptcy attorney to find out your alternatives. A Chapter 7 or Chapter 13 bankruptcy may be your best option. This way, you may save from dipping into your retirement accounts, since they are exempt in bankruptcy.

   

  The Law Offices of Kerry Denton wants to help offer you some alternatives to deal with your debt and your mortgage crisis. Our knowledgeable San Diego bankruptcy attorneys will provide you with a free consultation. All you have to do is call 888-478-0168 to schedule your appointment. For more information about a Chapter 13 or Chapter 7, you can read our legal library on our website http://www.SOUTHBAYBANKRUPTCY.COM.

• Deciding Between a Ch 7 or 13? San Diego BK Lawyer Explains
  

  http://www.SOUTHBAYBANKRUPTCY.COM When deciding to pursue a Chapter 7 or Chapter 13, you need to know the differences between the two programs. Watch this video as San Diego bankruptcy lawyer Kerry Denton explains the differences between Chapter 7 and Chapter 13.

   

  Chapter 13 is more involved than a Chapter 7 bankruptcy. Although a Chapter 7 allows you to get rid of your unsecured debt and medical bills, a Chapter 13 gives you even more options.  With a Chapter 13 bankruptcy, you can change the terms of a vehicle payment by paying fair market value for your car, which is called a "cram down". In addition, a Chapter 13 will allow you to eliminate your second mortgage through a lien stripping process and spread out your past due amounts on your first mortgage over five years.  A Chapter 13 is more involved, but it can do a lot more for you.

   

  Find out if a Chapter 13 or Chapter 7 is better for your situation by calling a qualified Chula Vista bankruptcy lawyer at the Law Offices of Kerry Denton today at 888-478-0168. We will provide you with a free consultation and answer your questions so that you know which BK program may be better for you. Take a look at our website http://www.SOUTHBAYBANKRUPTCY.COM to learn more.

• Filing Bankruptcy in San Diego Tops Debt Negotiation
  

  http://www.SOUTHBAYBANKRUPTCY.COM Are you curious how so many companies can offer debt relief through debt negotiation and consolidation?  By watching this video, you can discover an experienced San Diego bankruptcy attorney's thoughts about the process and gain more insight into debt consolidation.

   

  When a company offers you a way to minimize your debt through debt consolidation or debt negotiation, you need to know that this will ruin your credit.  Instead of making your credit card payments, you will start making one payment to that company so they can save up enough of your money to start negotiating your debt down with your creditors.  This means that you will be behind on your credit card payments and will start receiving collection calls. Your creditor may even file a lawsuit against you. When this happens, most of these debt negotiation companies are not prepared to represent you in the case of a lawsuit. Either way, your credit is shot. Bankruptcy is a better option because you can get out of debt completely.

   

  To find out more about bankruptcy versus debt negotiation, you should call a knowledgeable San Diego bankruptcy lawyer at the Law Offices of Kerry Denton for a free consultation. Call 888-478-0168 today and schedule your appointment to get your questions answered. You can also find some answers to your questions by viewing our frequently asked questions section on our website at http://www.SOUTHBAYBANKRUPTCY.COM.

• Are Investments Taken in a California Bankruptcy?
  

  http://www.SOUTHBAYBANKRUPTCY.COM If you are considering filing for bankruptcy, you may have many questions about what the state can take away from you, including your car, home, and investment accounts. San Diego bankruptcy lawyer Kerry Denton provides you with answers in this video. Watch to learn more.

   

  When you file for bankruptcy in California, your property is considered property of the bankruptcy of the state; however, there are many exemptions when you file bankruptcy.  For example, you will not lose your home, car, furniture, clothes or retirement accounts.  The only limitation to that is if you have more than one million dollars in an IRA account, which will be taken by the bankruptcy trustee.  Most cases are exempt, which means that it will not be liquidated.

   

  To find out more about all of California's exemptions in bankruptcy cases and how they relate to your specific situation, you should contact the experienced Chula Vista bankruptcy attorneys at the Law Offices of Kerry Denton. Call 888-478-0168 and schedule your free legal consultation to find out how bankruptcy can help better your bad situation. Also, visit our website http://www.SOUTHBAYBANKRUPTCY.COM to view our insightful resources that may be able to help answer some of your questions today.

• San Diego BK Lawyer Declares There is Life After Bankruptcy
  

  http://www.SOUTHBAYBANKRUPTCY.COM Are you curious about life after bankruptcy? You are not alone.  Most people want to know what will happen to them after filing a Chapter 7 or Chapter 13 bankruptcy.  Watch this video and listen to an experienced Chula Vista bankruptcy attorney explain what life is like after bankruptcy.

   

  Most of the clients at Southbay Bankruptcy come in with concerns and questions about life after bankruptcy. They want to know if they will ever get approved for credit again so that they can purchase a car, buy a home, or apply for a new credit card. After two decades of handling bankruptcy cases, our firm has seen clients within a year after a Chapter 7 bankruptcy purchase a new car or home.  You will have a chance to reestablish yourself. Just know that there is life after bankruptcy.

   

  For more information about what you can expect after bankruptcy, you can visit our website http://www.SOUTHBAYBANKRUPTCY.COM to read our helpful frequently asked questions and other insightful resources. You can also contact our office and ask to speak with a skilled San Diego bankruptcy lawyer in a free legal consultation. Contact 888-478-0168 today and schedule your appointment to find out what lies ahead after bankruptcy.
• California’s Chapter 7 BK Helps Eliminate Debt in a Divorce
  

  http://www.SOUTHBAYBANKRUPTCY.COM If you are getting divorced in California, you already have enough on your plate, aside from the issue of who is going to pay for the debt that is left at the end of your marriage. Find out what you can do about this from an experienced San Diego bankruptcy attorney. Watch this video to learn more.

   

  If you are getting divorced and can work together to get a Chapter 7 discharge, then it will eliminate your credit card debt, medical bills, and certain other unsecured debt. This will help you in a post-divorce decree so that neither of you have to pay this debt. However, if you cannot work together or if you are already divorced, then you will have to file two separate bankruptcy cases in order to eliminate your debt.

   

  To find out more about filing a Chapter 7 bankruptcy, you can visit Southbay Bankruptcy's website http://www.SOUTHBAYBANKRUPTCY.COM to read our insightful resources. You can also get your specific questions answered by calling a qualified Chula Vista bankruptcy lawyer and receiving a free legal consultation. Contact 888-478-0168 today to schedule your appointment.